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Unbinding method and system for digital currency wallet

A technology of digital currency and binding relationship, applied in the computer field, it can solve the problems of deposit transfer and narrowing of the banking system, and achieve the effect of lowering the promotion threshold and improving the convenience and flexibility of use.

Active Publication Date: 2020-10-09
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this is likely to trigger a transfer of deposits from commercial banks to the central bank, resulting in the narrowing of the entire banking system and becoming a "narrow bank".
[0005] How to manage digital currency with the help of the existing bank account system to maximize the protection of the existing system investment of commercial banks and reduce the possibility of the emergence of "narrow banks", there is currently no effective solution

Method used

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  • Unbinding method and system for digital currency wallet
  • Unbinding method and system for digital currency wallet
  • Unbinding method and system for digital currency wallet

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Embodiment Construction

[0032] Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding and should be considered as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted from the following description for clarity and conciseness.

[0033] It should be pointed out that the embodiments of the present invention and the features of the embodiments may be combined with each other without conflict.

[0034] Before introducing in detail the method and system for unbinding a digital currency application wallet and a bank wallet according to the embodiment of the present invention, the digital currency and the di...

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Abstract

The embodiment of the invention discloses a digital currency wallet unbinding method and system, and relates to the technical field of computers. The method provided by the embodiment of the invention includes sending a bank wallet access authentication entrance request to a user after receiving a wallet unbinding request submitted by the user; receiving bank wallet access authentication elements submitted by the user, and performing identity authentication on the user according to the bank wallet access authentication elements; and releasing the binding relation between a digital currency application wallet and a bank wallet of the user. Through the abovementioned steps, a function of unbinding of the digital currency application wallet and the digital currency bank wallet can be realized conveniently and safely.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and system for unbinding a digital currency wallet. Background technique [0002] Whether digital currency can play its role depends on the technical route, risk prevention and control measures and security measures, but the application is the key. Only fiat digital currencies that are accepted by the public and the market and are easy to use can have vitality and can truly complement traditional currencies. [0003] Although the pure digital currency system may not be associated with bank accounts, since my country's currency issuance follows the dual system of "central bank-commercial bank", and the current social and economic activities are mainly carried out based on the commercial bank account system, if the bank account can be used The system, making full use of the bank's existing mature IT infrastructure and application services, will greatly reduce the thresho...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3829G06Q20/4014
Inventor 姚前
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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