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User consumption incentive platform and method

A platform and user technology, applied in data processing applications, equipment, business, etc., can solve problems such as failure to achieve a win-win situation, difficulty in continuous consumption by users, and non-sustainable income, so as to increase transaction volume, promote continuous consumption, and simple and convenient operation Effect

Inactive Publication Date: 2017-11-10
袁正洪
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] At present, the rewards of merchants are all carried out to achieve a certain purpose, which will generate certain benefits for users, but they are not lasting benefits, or conditional benefits. They have not achieved a win-win situation in the true sense, and it is difficult to motivate users to maintain long-term continuous consumption

Method used

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  • User consumption incentive platform and method
  • User consumption incentive platform and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0039] In this embodiment, the rebate medium uses platform credits.

[0040] Such as figure 1 As shown, a user consumption incentive platform includes a rebate server, a cash withdrawal server and a database server, and the rebate server and the cash withdrawal server are respectively connected to the database server by communication;

[0041] The database server stores rebate standard library, cash withdrawal rule library, user bank account information database and user grade information database, stores rebate standard algorithm in the rebate standard library, stores cash withdrawal rule algorithm in the cash withdrawal rule library, and user bank account information database. The bank account information bound by consumers and merchants is stored in the database, and the platform grades of consumers and merchants are stored in the user level information database.

[0042] The rebate server includes a principal amount acquisition module, a deposit cycle acquisition module, ...

Embodiment 2

[0055] A user consumption incentive platform includes a rebate server, a cash withdrawal server and a database server, and the rebate server and the cash withdrawal server are respectively connected to the database server through communication.

[0056] It also includes a registration server, which is used to complete the platform account registration of consumers and merchants. Platform account registration methods include scanning QR code registration, browser webpage registration, and client registration. Consumers need to provide their bank account information when registering a platform account , so that the platform can return the principal; merchants need to provide their bank account information before withdrawing cash, so that the platform can issue cash withdrawals.

[0057] The database server stores a rebate standard library, a cash withdrawal rule library and a user bank account information database, stores a rebate standard algorithm in the rebate standard library...

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Abstract

The invention discloses a user consumption incentive platform and method. The method includes: S1, registering platform accounts by a consumer and a merchant; S2, depositing a principal into the platform by the consumer, and selecting a deposit cycle; S3, returning rebate media to the consumer by the platform according to a principal amount and the deposit cycle; S4, using the rebate media to perform a transaction at the merchant by the consumer, transferring an corresponding amount of the media to the merchant by the consumer according to prices of commodities; and S5, using the media, which are obtain by sale, to perform cash withdrawal on the platform by the merchant. According to the platform of the invention, unified data processing servers and databases of storing data are provided, the merchant completes promotion without the need for increasing investment in hardware devices, and completing rebate operation by the merchant is facilitated. For the consumer, the principal is returned in a full amount, an interest rate is higher than bank interest rates, and the platform brings material benefits and is easy to use; for the merchant, promotion is obtained on the platform by settling the platform, and a transaction amount is greatly increased; and for the platform, profit is obtained through a manner of charging the merchant for a franchise fee, and the benefits are transferred to the consumer to the greatest extent.

Description

technical field [0001] The invention relates to the technical field of mobile communication, in particular to a user consumption incentive platform and method. Background technique [0002] With the development and popularization of Internet technology, online consumption accounts for an increasing proportion of people's lives. Various e-commerce models and various promotional activities have emerged as the times require. Consumption rebates / cash rebates can be said to be the most direct and most Affordable is also the most eye-catching way of promotion. [0003] Rebate points, virtual currency, vouchers, etc. are all commonly used rebate media, and rebate points are one of the most widely used rebate methods. Points are an important marketing method used by merchants to attract users and increase user loyalty. The main purpose of points is to attract users to return to consumption and increase user loyalty. Only those businesses that have reached a certain scale have their...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02G06Q20/38
CPCG06Q20/387G06Q30/0213G06Q30/0217G06Q30/0218G06Q30/0232G06Q30/0233G06Q30/0283
Inventor 袁正洪
Owner 袁正洪
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