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Setting method of electronic certificate, data interactive processing method, device thereof, and system thereof

An electronic voucher and voucher technology, applied in the field of electronic voucher setting, can solve the problems of unable to modify the parameters of the payment method, unable to customize the payment method, lack of personalized customization, etc., to speed up e-commerce activities, improve experience, and simplify operations Effect

Inactive Publication Date: 2017-05-24
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The form of transaction is too single, lack of personalized customization, and the payment method cannot be customized
And once the transaction has started, it is not possible to modify the parameters of its payment method, such as the validity period

Method used

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  • Setting method of electronic certificate, data interactive processing method, device thereof, and system thereof
  • Setting method of electronic certificate, data interactive processing method, device thereof, and system thereof
  • Setting method of electronic certificate, data interactive processing method, device thereof, and system thereof

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Embodiment Construction

[0022] In order to describe the technical content, structural features, objectives and effects of the present invention in detail, the present invention will be described in detail below in conjunction with the accompanying drawings and embodiments.

[0023] For ease of understanding, the electronic certificate defined in the present invention will be described first.

[0024] The electronic certificate is the electronic credit commitment payment certificate that the first participant applies to the first fund management server with its account fund or credit line as a deposit and is issued by the first fund management server, and promises to settle according to the agreed conditions. The credit limit is, for example, the credit limit given by the first fund management server to the first participant, or the fund corresponding to the real estate mortgaged by the first participant on the first fund management server.

[0025] The electronic certificate is used for online fund m...

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PUM

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Abstract

The invention discloses a setting method of an electronic certificate, a data interactive processing method, a device thereof, and a system thereof. The setting method of the electronic certificate comprises the steps that: a first participant sends an opening request of the electronic certificate to a first fund management server and then sends the setting request of the electronic certificate to the first fund management server; the first fund management server responds to the setting request and reset the validity period of the electronic certificate according to validity period information to be set when a condition that the setting request satisfies a predetermined set condition is judged; and the first fund management server responds to the opening request and freezes fund equal to an amount carried by the opening request in a first participant appointed account or draws credit equal to the amount carried by the opening request in the first participant appointed account, and issues the electronic certificate. Through the above method, the validity period of the electronic certificate can be set on demand.

Description

technical field [0001] The invention relates to the field of electronic commerce, in particular to a setting method of electronic vouchers, a data interaction processing method, a device and a system thereof. Background technique [0002] With the development of Internet technology, especially mobile Internet technology, users can use 2G, 3G, 4G or wifi to connect to the Internet through mobile devices to conduct transactions, social activities, etc. Users can conveniently and effectively carry out online activities through Internet technology. In e-commerce applications, not only can traditional buyers, sellers, logistics, finance, etc. be connected together, but the entire transaction process is networked, electronicized, and informatized, which reduces transaction costs and improves transaction efficiency. This is offline. Incomparable experience. [0003] However, in existing e-commerce applications, the entire transaction process mainly relies on traditional payment me...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/12
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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