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Property insurance claim settlement realization method and realization system thereof

An implementation method and technology for implementing a system, applied in the field of financial services, can solve the problems of undivided customers and sub-scenarios to realize operations, risk control integration, and low ability to analyze business data.

Inactive Publication Date: 2017-05-17
CHINA PING AN PROPERTY INSURANCE CO LTD
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Problems solved by technology

[0004] In view of the above-mentioned deficiencies in the prior art, the purpose of the present invention is to provide a property insurance claim settlement method and implementation system, aiming at solving the problem that the claim settlement system in the prior art only stays in the function of data recording, and there is no customer-specific scenario. Realize the integration of operation and risk control, and at the same time, the defect of low business data analysis ability

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  • Property insurance claim settlement realization method and realization system thereof
  • Property insurance claim settlement realization method and realization system thereof

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Embodiment Construction

[0047] The present invention provides a property insurance claim settlement method and realization system. In order to make the purpose, technical solution and effect of the present invention clearer and clearer, the present invention will be further described in detail below. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0048] Such as figure 1 As shown, it is a flowchart of a preferred embodiment of the property insurance claim settlement method of the present invention, and the method includes the following steps:

[0049] Step S100 , filing a case according to the report information or claim form information, and obtaining case filing information.

[0050] In this embodiment, the report information includes information such as underwriting information, accident situation, estimated damage of the case, survey photos that have been watermarked, multimedia attachments...

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Abstract

The invention discloses a property insurance claim settlement realization method and a realization system thereof. The method comprises the following steps of according to case report information or claim settlement receipt information, carrying out case filing and acquiring case filing information; according to the case filing information and a preset risk control model, calculating and acquiring a case report risk model, and determining whether the case report risk model is overflown; when the case report risk model is not overflown, carrying out surveying and acquiring surveying information; according to the surveying information and the risk control model, calculating and acquiring a surveying risk model, and determining whether the surveying risk model is overflown; and when the surveying risk model is not overflown, carrying out duty assessment, loss assessment and adjustment successively, and according to adjustment information, carrying out payment. In the invention, an intelligent risk control model, surveying guidance, duty assessment guidance, loss assessment guidance, and car finance professional sharing are programmed and designed, and compensation fragmentation, risk control integration and analysis automation data excavation functions are formed so that client classification is accurate and claim settlement can be performed in a high-efficiency mode.

Description

technical field [0001] The invention relates to the technical field of financial services, in particular to a property insurance claim settlement method and system. Background technique [0002] The current claims settlement system in the industry only stays in the function of data recording, and has not yet realized the integration of operation and risk control by customer and scene, and at the same time, the ability to analyze business data is low. [0003] Therefore, the prior art still needs to be improved and developed. Contents of the invention [0004] In view of the above-mentioned deficiencies in the prior art, the purpose of the present invention is to provide a property insurance claim settlement method and implementation system, aiming at solving the problem that the claim settlement system in the prior art only stays in the function of data recording, and there is no customer-specific scenario. Realize the integration of operation and risk control, and at the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q40/00
CPCG06Q40/08G06Q40/00
Inventor 黄凯英李明顺王红霓张鑫
Owner CHINA PING AN PROPERTY INSURANCE CO LTD
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