Bank and power joint payment card

Abstract

The invention discloses a bank and power joint payment card, which includes a unionpay card body (1). A bank card magnetic stripe (2) is disposed underneath the front of the unionpay card body (1). The invention is characterized in that the middle-left position of the unionpay card body (1) is provided with a bank cryptographic smart chip (3), the left-upper position is provided with a cooperative bank LOGO mark (4), and the central portion is provided with a cooperative bank pattern (5); and the lower position on the back of the unionpay card body (1) is provided with a power card magnetic stripe (9), the middle-left position on the back of the unionpay card body (1) is provided with a power smart chip (7), the left-upper position is provided with a cooperative enterprise state grid mark (6), and the central portion is provided with a power supply company pattern (8).

Description

Technical field: [0001] The invention relates to a bank-electricity joint payment card, which is a cooperative payment card for banks and electric power enterprises, and belongs to the technical field of electric power marketing. Background technique: [0002] (1) Residential customers of electric power usually pay electricity bills in the way of resident savings withholding. Since banks have gradually canceled savings passbooks and issued a large number of savings tools such as debit cards and UnionPay cards, it is currently impossible for customers to hand in electricity bills to accurately inquire about the amount they handed over. Electricity bill information; (2) With the new self-service payment terminal, customers cannot accurately inquire about electricity consumption and payment information, and if there is an error, the service risk of the power department will increase; (3) At present, the power purchase prepayment meter installed by the power department Only busi...

AI Technical Summary

Problems solved by technology

[0002] (1) Residential customers of electric power mostly pay electricity bills by means of resident savings withholding. Since banks have gradually canceled savings passbooks and issued a large number of savings tools such as debit cards and UnionPay cards, it is currently impossible for customers to hand in electricity bills to accurately inquire about the amount they handed over. Electricity bill information; (2) With the new self-service payment terminal, customers cannot accurately inquire about electricity consumption and payment information. If there is an error, the service risk of the power department will be increased; (3) At present, the power purchase prepayment meter installed by the power department Only business outlets charge a single charging method, which not only brings inconvenience to residents’ payment, but also is a low-end customer for commercial banks. Bank outlets do not implement card meter charging business, and card meter prepaid residents can only stipulate Business outlets pay bills, increasing the pressure of charging at each business outlet; (4) Business outlets charge, receive money, and review the actual receipt of electricity bills, each link takes up a lot of human and material resources

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