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Account money amount processing method and system based on internet application platform

An Internet application and numerical processing technology, applied in the computer field, can solve problems such as low investment efficiency

Inactive Publication Date: 2015-11-25
陈衡
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Based on this, it is necessary to provide an account fund value processing method and system based on an Internet application platform to solve the problem of low investment efficiency by users manually selecting new project targets after receiving the money back.

Method used

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  • Account money amount processing method and system based on internet application platform
  • Account money amount processing method and system based on internet application platform
  • Account money amount processing method and system based on internet application platform

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Embodiment Construction

[0021] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0022] In one embodiment, a method for processing account fund values ​​based on an Internet application platform is provided, and this embodiment is described by taking the method applied to an Internet financial platform as an example. The Internet financial platform can be a P2P (Peer to Peer, person-to-person) online lending platform, a P2P equity investment platform, an Internet project investment platform, a targeted fund platform, a venture capital platform, a local financing platform, a wealth management platform, a private lending platform, etc., or It can be a subdivision model variant of...

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Abstract

The present invention provides an account fund value processing method and system on an Internet financial platform, and a storage medium. The method comprises: determining whether one or more invested fund objects corresponding to a user identifier is corresponding to a flag bit indicating that reservation of follow-up investment is activated to lock a fund value, and if yes, automatically querying and recording an investment project object matching with preset configuration information corresponding to the one or more invested fund objects; when a fund return event is detected, automatically and preferentially transferring a returned fund value corresponding to the one or more invested fund objects into a beneficiary's account corresponding to the recorded investment project object; and if not, when a fund return event is detected, transferring a returned fund value corresponding to the one or more invested fund objects into a fund value savings account corresponding to the user identifier. The method and system and the storage medium provided by the present invention implement automatic follow-up investment efficiently, a large number of funds are not accumulated on the Internet financial platform, and the loss caused by attacks is small.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to an account fund value processing method and system based on an Internet application platform. Background technique [0002] Internet finance has developed rapidly in recent years and is in the ascendant, and various Internet financial platforms have emerged. This type of financial platform applies Internet technology to the financial field, uses the Internet as a medium, and uses the publicity of the Internet to attract funds from the public to invest in various businesses or projects, which has a very positive effect on promoting private capital to participate in national economic construction. [0003] At present, after a user invests in a certain target on the Internet financial platform, he will receive a rebate at regular intervals. This part of the rebate is generally transferred to the user's fund account, and the user can withdraw cash or manually select a new project t...

Claims

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Application Information

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IPC IPC(8): G06Q40/06
CPCG06Q40/06
Inventor 陈衡李瑞
Owner 陈衡
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