Electronic payment method and system for interactive television

Abstract

The invention discloses an electronic payment method and a system for an interactive television. The system is used for solving the problem that a user cannot input conveniently when a television terminal is adopted to implement the electronic payment. The system comprises an interactive television terminal, a service billing system, a payment system and a mobile phone terminal. The interactive television terminal is used for sending a bound payment account, modifying a payment amount, inputting the payment account, a password, and a mobile phone verification code, and the terminal has a unique identification. The service billing system is used for recording a binding relationship of the interactive television terminal and the payment account, generating a bill according to the consumption of the user and sending a payment request to the payment system. The payment system is used for handling a binding request of the interactive television terminal and the payment account, modifying a payment amount request, prompting the user to input the payment account and the password, or sending the verification code through a mobile phone short message to verify the user identity, and handling the payment request sent by the service billing system. The mobile phone terminal is bound with the payment account and is used for receiving the verification code sent by the payment system. The electronic payment method and the system for the interactive television are capable of guaranteeing safe payment and reducing user input.

Description

technical field [0001] The invention relates to payment and settlement technology, in particular to an interactive TV electronic payment method and system. Background technique [0002] As my country's cable TV network with the largest user base in the world, after more than 20 years of construction and development, it has a relatively complete network at all levels, and many cities have completed the overall conversion of cable digital TV, and the provision of digital content services has become a reality. The TV service business provides a solid foundation and broad space for industrial development. With the rapid development of TV interactive services, high requirements will be placed on TV electronic payment issues. How to provide users with convenient and efficient payment methods for content services has become a huge challenge to win customer trust and improve customer experience. [0003] Traditional payment methods, one is that the service provider develops and prov...

AI Technical Summary

Problems solved by technology

[0007] In order to solve the above technical problems, the present invention proposes an interactive TV electronic payment system, which is used to solve the inconvenience of user input when using a TV terminal for electronic payment. The system includes:

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