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Credit rating management consultation system

A consulting system and public management technology, which is applied in the field of credit rating management consulting system, can solve problems such as poor system compatibility, and achieve the effects of high authority, simple operation, and convenient query

Inactive Publication Date: 2010-03-10
山东融智信息咨询管理有限公司 +1
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  • Abstract
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  • Claims
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AI Technical Summary

Problems solved by technology

[0008] At present, there is no unified standard in my country's credit rating industry. All localities and financial institutions formulate rating index systems and rating systems suitable for their own work characteristics according to their own needs, and the compatibility of the system is poor.

Method used

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  • Credit rating management consultation system

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Embodiment Construction

[0046] In the figure, the credit rating management consulting system, for example, a rating company conducts a credit rating for a customer. After a comprehensive investigation of the customer and complete collection of information, the rating staff begins to assess the customer's credit rating. All basic data entry is carried out by the initial evaluator.

[0047] The first step is to enter basic customer information. First enter the basic information of the customer (2) and other basic information, and then enter the customer profile (1), customer history (3), public management agency information (4), customer business status investigation (5), financial credit status (6) And social credit information record (8) module.

[0048] The second step is the financial analysis (7) module. Input financial statements and perform aging analysis on accounts receivable and accounts payable. The credit rating management consulting system can automatically calculate financial statement...

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Abstract

The invention discloses a credit rating management consultation system, which comprises fifteen modules. A method comprises the steps of: 1, inputting basic information of a customer first, and then inputting customer profiling, customer historical evolution, public management organization information, customer operation state investigation, financial credit status and social credit information recording modules; 2, entering a financial analysis module; 3, entering a credit rating module; and 4, entering a comprehensive evaluation comment module, a risk management system module, a network information inquiry module, a credit standard maintenance module and a default rate module, and finally entering a system management module. The credit rating management consultation system ensures that the design of the system has the characteristics of clear structure, easy extension, easy reuse, easy development, high interactive distributed operation and the like.

Description

technical field [0001] The utility invention relates to a management consulting system, in particular to a credit rating management consulting system. Background technique [0002] Enterprise credit rating is an important content and foundation of the social credit system. Credit rating is an independent third-party position of a credit rating agency, based on a standardized rating index system and standards, using scientific assessment methods, and performing strict assessment procedures After a comprehensive understanding, research, and comprehensive analysis of external environment, financial status, and development prospects, etc., a comprehensive judgment will be given on its ability to fulfill its commitments in the future and various risks that may arise, and certain symbols will be used to indicate its superiority. an inferior economic activity. [0003] Since this kind of evaluation activity needs to use a large amount of data, and each evaluation project needs to...

Claims

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Application Information

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IPC IPC(8): G06Q10/00G06Q10/06
Inventor 宋光桑立新宫建平阚春燕翁鲁敏王桂珍叶震威李长青刘秀明藏立堂尚杰杜贵新段春红
Owner 山东融智信息咨询管理有限公司
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