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Credit card payment system and method thereof

A technology for credit cards and users, applied in payment schemes/models, credit plans, data processing applications, etc., can solve problems such as the inconvenience of credit card repayment, achieve the effects of convenient operation, resource saving, and improvement of operational efficiency

Inactive Publication Date: 2009-11-25
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] The purpose of this application is to provide a credit card repayment system to solve the problem of the existing credit card repayment inconvenience
[0009] Another purpose of this application is to provide a credit card repayment method to solve the existing problem of credit card repayment inconvenience

Method used

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  • Credit card payment system and method thereof
  • Credit card payment system and method thereof
  • Credit card payment system and method thereof

Examples

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Embodiment Construction

[0033] The principle of this application is to set up a third-party payment platform, and use the third-party payment platform to repay the user's credit card, and the user only needs to interact and transfer money with the third-party payment platform to complete the credit card payment of any bank. repayment process.

[0034] See figure 2, which is a schematic diagram of the network connection of a credit card repayment system according to an embodiment of the present application. The credit card repayment system includes several bank credit card centers 205 and a third-party payment platform 207 . The third-party payment platform 207 is respectively connected to the user terminal 203 and the bank credit card center 205 through the network 209 . The user terminal 203 may be any device that can be connected to the network 209 such as a computer or a mobile phone. The bank credit card center 205 is set up in each bank, and it is used for managing the data of the credit car...

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Abstract

The invention provides a credit card payment system and a method thereof, used for paying credit cards of users, comprising a third-party payment. The third-party payment further comprises a user interaction unit, a user count storage cell, a payment unit and a company interaction unit. The user interaction unit is connected with a user terminal. The user count storage cell is used for storing count data on third-party payment flat. The payment unit is connected with the user interaction unit and the user count storage cell, respectively. The company interaction unit is connected with the payment unit and a company credit card center, respectively. The invention further provides a convenient, highly-effective and rapid credit card payment way.

Description

technical field [0001] This application relates to the field of electronic finance, in particular to a credit card repayment system and method. Background technique [0002] With the development of society and the continuous improvement of transportation means, there are more and more large-scale transactions across regions, countries and even intercontinents. Traditional payment tools can no longer meet the needs of commodity transactions and consumption in modern society, and bank cards emerge in due course. Due to its convenience and safety, people are more and more accustomed to using various bank cards for transactions instead of cash transactions. [0003] Although there are various types of bank card services launched by various banks, in terms of their functions, there are mainly two types of bank cards, namely debit cards and credit cards. The main functions of debit cards (also known as wealth management cards) are domestic and foreign currency savings, consumptio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q20/24
Inventor 张亮张骏良
Owner ALIBABA GRP HLDG LTD
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