Enterprise fund risk prediction system based on cash flow measurement and liquidity analysis

Abstract

The invention discloses an enterprise fund risk prediction system based on cash flow calculation and liquidity analysis, and the system comprises a cash flow calculation module which is used for calculating whether or not earnings are generated during financing or investment; and the mobility analysis module is used for calculating the mobility coverage rate. According to the enterprise fund risk prediction system based on cash flow measurement and calculation and fluidity analysis, whether profit can be brought if an investment behavior is adopted at this time is comprehensively judged; the method comprises the steps of collecting financing process data, calculating financing cost and cash flow information according to financing information, comparing financing income with putting income, judging whether related benefits are generated in an investment behavior or not if financing is adopted according to a result before an actual fund profit behavior occurs, and then adopting related decisions. Therefore, the fund risk management and control effect is achieved, and the behaviors of blind investment and the like without considering the own ability and development goal are effectively avoided.

Description

technical field [0001] The invention relates to the financial field, in particular to an enterprise capital risk prediction system based on cash flow calculation and liquidity analysis. Background technique [0002] For enterprises, capital is always a highly valued and highly liquid asset, and it is an effective guarantee for maintaining their daily business activities. Ensuring flexible, clear, efficient and traceable use of funds has become an important aspect of the current capital operation of enterprises. The goal is to improve the economic efficiency of the enterprise only by grasping the center of capital risk control, avoiding the risk of capital operation, and dredging the capital circulation link. The enterprise mainly raises funds through financing and other behaviors, and then uses the funds for investment to obtain benefits, while financing Raising funds such as financing generally has costs, so financing costs are a major factor that companies need to consider...

AI Technical Summary

Problems solved by technology

[0003] At present, although the capital management of most enterprises has been managed online, they focus more on the internal and external capital flow and data statistics of the enterprise and ignore the important link of capital risk management and control. Therefore, regardless of their own Ability and development goals, keen to explore the market, blind investment, resulting in frequent investment risks everywhere

[0004] At the same time, many companies currently focus on financing and neglect the use of funds, that is, the actual use of funds is less than expected, resulting in the phenomenon of raising a large amount of funds but not using the funds for the target investment behavior, often resulting in a large amount of funds being idle and changing the direction of financing. Problems such as low-efficiency projects and fund-raising being encroached upon or occupied have become important constraints for the inefficient use of funds by many listed companies, making the use of funds inefficient

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