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Method and device for obtaining credit information of user

A credit and user technology, applied in the computer field, can solve the problems of buyer or seller loss, inaccurate user credit information, misleading transaction parties, etc., and achieve the effect of ensuring smooth progress.

Pending Publication Date: 2020-06-26
BEIJING JINGDONG SHANGKE INFORMATION TECH CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the user credit information obtained by the user during the current transaction process is not accurate enough, and it is easy to mislead the transaction parties, resulting in losses for the buyer or seller

Method used

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  • Method and device for obtaining credit information of user
  • Method and device for obtaining credit information of user
  • Method and device for obtaining credit information of user

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Embodiment Construction

[0073] In order to make the purposes, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0074] In this application, "at least one" means one or more, and "multiple" means two or more. "And / or" describes the association relationship of associated objects, indicating that there can be three types of relationships, for example, A and / or B, which can mean: A exists alone, A and B exist at the same time, and B exists alone, where A, B can be...

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Abstract

The embodiment of the invention provides a method and device for obtaining credit information of a user, and the method comprises the steps: obtaining a credit information obtaining request from a terminal, wherein the credit information obtaining request comprises the identification of a target user; obtaining credit information of the target user associated with the identifier according to the credit information obtaining request, wherein the credit information of the target user is determined according to an evaluation index capable of influencing the credit of the user and transaction information in a block of a block chain, and the transaction information in the block comprises the transaction information of the target user; and sending the credit information of the target user to theterminal. According to the method and device for obtaining the credit information of the user provided by the embodiment of the invention, the user can obtain the accurate credit information of the user, and smooth transaction is ensured.

Description

technical field [0001] The embodiment of the present application relates to the field of computer technology, and in particular to a method and device for acquiring credit information of a user. Background technique [0002] During the transaction process, the credit of both parties to the transaction is the key factor affecting whether the transaction can go smoothly. If both parties to the transaction have excellent credit, the transaction can proceed smoothly; otherwise, the transaction may cause losses to the buyer or seller. Therefore, it is very important to know the user's credit information before the transaction. [0003] However, the user credit information obtained by the user during the current transaction process is not accurate enough, and it is easy to mislead the two parties of the transaction, thereby causing losses to the buyer or the seller. Contents of the invention [0004] The embodiments of the present application provide a method and device for ob...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q20/40
CPCG06Q20/4016G06Q40/04
Inventor 袁东磊
Owner BEIJING JINGDONG SHANGKE INFORMATION TECH CO LTD
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