Car-sharing driver credit scoring method, credit scoring system and computer device

A credit scoring and driver technology, applied in the field of data processing, can solve the problem of no online car-hailing driver group credit scoring system, etc.

Inactive Publication Date: 2019-01-15
BEIJING DIDI INFINITY TECH & DEV
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Problems solved by technology

[0003] However, in related technologies, there is no credit scoring system for online car-hailing drivers. Therefore, there is an urgent need for a method or system that can comprehensively evaluate the credit level of

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  • Car-sharing driver credit scoring method, credit scoring system and computer device
  • Car-sharing driver credit scoring method, credit scoring system and computer device
  • Car-sharing driver credit scoring method, credit scoring system and computer device

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Embodiment Construction

[0047] In order to understand the above-mentioned purpose, features and advantages of the present invention more clearly, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments of the present application and the features in the embodiments can be combined with each other.

[0048] In the following description, many specific details are set forth in order to fully understand the present invention, but the present invention can also be implemented in other ways different from those described here, therefore, the protection scope of the present invention is not limited to the specific details disclosed below. EXAMPLE LIMITATIONS.

[0049] The embodiment of the first aspect of the present invention proposes a credit scoring method for online car-hailing drivers, figure 1 It shows a schematic flow chart of a method for scoring credit...

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Abstract

The invention provides a car-sharing driver credit scoring method, a credit scoring system and a computer device and a computer-readable storage medium. The credit scoring method comprises the following steps of: collecting data of the network car-sharing driver in a preset period and obtaining a plurality of data characteristic values; transforming evidence weights (WOE) for multiple data eigenvalues, and calculating the scoring probability values of multiple data eigenvalues according to the scoring model. According to the scoring probability value, the credit scoring value of the online car-sharing driver is obtained. By periodically and automatically dynamically updating the status information of the network car-sharing drivers, the credit level of the network car-sharing drivers is comprehensively evaluated from multiple angles, thus realizing the real-time updating of the scores of the network car-sharing drivers, and playing a good guiding role for the network car-sharing drivers to provide passengers with more high-quality travel experience and service level.

Description

technical field [0001] The present invention relates to the technical field of data processing, in particular to a credit scoring method for online car-hailing drivers, a credit scoring system, a computer device, and a computer-readable storage medium. Background technique [0002] With the development of personal consumer credit, personal credit scoring technology is highly valued, and personal credit scoring is widely used in the field of consumer credit. With the advent of the era of big data, credit information products in the Internet finance industry are slowly changing the pattern of the credit information industry. [0003] However, in related technologies, there is no credit scoring system for online car-hailing drivers. Therefore, there is an urgent need for a method or system that can comprehensively evaluate the credit level of online car-hailing drivers from multiple perspectives, so as to provide more information for online car-hailing drivers. It plays a good...

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Application Information

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IPC IPC(8): G06Q10/06G06Q30/06G06Q50/30
CPCG06Q10/06393G06Q30/0645G06Q50/30
Inventor 王子玲王孝佳王坤
Owner BEIJING DIDI INFINITY TECH & DEV
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