Internet financial risk monitoring system based on knowledge map

Abstract

The invention discloses an Internet financial risk monitoring system based on knowledge map, which comprises a data source module, a multi-label graph module and an analysis module. The data source module extracts entities according to different data sources, fuses entity knowledge, constructs relationships, integrates all the basic data sources from different business systems, and organizes theminto unambiguous and well-defined entity knowledge and definite relationships among entities according to business logic. The multi-tag graph module constructs a multi-tag knowledge map according to the knowledge acquired from the data source, and maps the social behavior and attributes of the members into the network map to form the behavior attributes association map of the members; The analysismodule analyzes the potential risk factors and characteristics of members in the process of Internet finance by constructing a good knowledge map. The invention changes the existing analysis dimension of the wind control model, thereby optimizing the traditional method that only the analysis dimension is added to improve the model precision.

Description

technical field [0001] The invention relates to a risk monitoring system, in particular to an Internet financial risk monitoring system based on a knowledge graph. Background technique [0002] With the rapid development of Internet technology and applications, the rise of the Internet + financial service model has brought great opportunities and challenges to traditional finance. The opportunity is to open a new trend in financial development. Due to its high degree of spread and low business costs , fast and convenient, etc., the quality and efficiency of financial services have been greatly improved. However, with the development of Internet finance, risk control is still the essential attribute of its existence and development, which has not changed whether it is traditional finance or Internet finance. No matter what form the current financial business exists and develops, risk control is still its unchanging core competence. [0003] At present, the core risk control...

AI Technical Summary

Problems solved by technology

Therefore, on the basis of traditional methods, a common practice in the industry is to expand the dimension of analysis variables as much as possible, collect user behavior information as much as possible, and then add it to the scoring model to improve the accuracy of the model, which will inevitably increase the complexity of the model.

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