Multi-signature flexible blockchain payment method and device and electronic equipment

Abstract

The invention discloses a multi-signature flexible blockchain payment method and device and electronic equipment. The multi-signature flexible blockchain payment method comprises the steps of storingto-be-allocated digital assets sent by a sender into a multi-signature address of a blockchain so as to open a flexible payment channel; obtaining at least one piece of allocation information allocated by the sender, and generating at least one corresponding reallocation flexible payment signature according to the at least one piece of allocation information; and flexibly paying the to-be-allocated digital assets to a corresponding account according to the at least one reallocation flexible payment signature. According to the method, two parties can realize flexible payment without a need of directly establishing a flexible payment channel through sending the to-be-allocated digital assets to the multi-signature address of the blockchain and establishing a flexible payment network, therebynot only effectively ensuring the reliability and safety of payment, but also having the advantages of low payment cost, short confirmation time, high flexibility and the like, effectively improvingthe user experience and being simple and easy to implement.

Description

technical field [0001] The invention relates to the technical field of Internet finance, in particular to a multi-signature flexible block chain payment method, device and electronic equipment. Background technique [0002] At present, blockchain technology is developing rapidly. With its advantages of decentralization, convenience, high security, and low cost, it has attracted the attention of the financial field and even the entire society. [0003] Among them, one of the specific and important technical applications of the blockchain is blockchain payment. However, with the development of the blockchain payment industry, new problems arise. On the one hand, in order to maintain the simplicity and decentralization of blockchain data, restrictions The size of the block is increased, and the mode of packaging and confirming the one with the highest transaction fee in the market competition is adopted, that is, in order to confirm as soon as possible, it is often necessary to...

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Problems solved by technology

[0003] Among them, one of the specific and important technical applications of the blockchain is blockchain payment. However, with the development of the blockchain payment industry, new problems arise. On the one hand, in order to maintain the simplicity and decentralization of blockchain data, restrictions The size of the block is increased, and the market competition fee is higher than the package confirmation mode, that is, in order to confirm as soon as possible, it is often necessary to pay a higher transaction fee when it is busy, and sometimes it is even unacceptably high

On the other hand, due to the synchronous confirmation of the global full nodes of the blockchain, it takes time for the block data to spread around the world, so even if the handling fee is high enough, it takes about ten minutes to confirm, which is difficult to satisfy some high-frequency and fast transactions The needs of the application scene

[0004] In related technologies, in order to reduce the cost of blockchain payment and speed up the confirmation time to improve flexibility, Lightning Network, Raiden Network and side chain technology are often used to solve the above problems, but due to the complexity and cumbersomeness, they all fail to Mature implementation, especially the payment methods of related technologies have a series of problems such as high payment costs, long confirmation time, and poor flexibility, which cannot meet the increasing demand for blockchain payment and reduce user experience. Improve

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