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Payment link sharing method

A link and payment platform technology, applied in the field of payment link sharing, can solve the problems of small and medium-sized merchants who do not have the technical research and development capabilities to connect to payment channels, such as cumbersome problems

Active Publication Date: 2018-04-06
北京展鸿软通科技股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] If you want to obtain the necessary online payment capabilities, you must report the relevant qualifications and industry materials of the merchants to the payment channel. After passing the review, you will carry out tedious and technical work such as technology docking and application. Many small and medium-sized merchants do not have technology R & D capability docking payment channel

Method used

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Embodiment Construction

[0020] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. All other embodiments obtained by persons of ordinary skill in the art based on the embodiments of the present invention belong to the protection scope of the present invention.

[0021] Such as Figures 1 to 3 As shown, a payment link sharing method according to an embodiment of the present invention includes:

[0022] S1 Large merchants with the ability to connect to the payment platform connect to the payment platform, and coordinate with the payment channel resources that the platform already has;

[0023] S2 Small merchants who do not have the ability to connect with the payment platform apply to settle in the payment platform and submit corresponding qualificati...

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Abstract

The invention discloses a payment link sharing method. The method comprises steps: a big merchant is connected to a payment platform, and communication with payment channel resources already existingin the platform is carried out; a small merchant applies to enter the payment platform, and corresponding qualification materials are submitted; the payment platform queries the big merchant in an industry where the small merchant is, and the matching information is pushed to the small merchant and the big merchant; after the small merchant confirms cooperation with the big merchant, the payment platform calculates and generates a corresponding calling priority rule according to an agency protocol; and when the small merchant initiates a payment request, the payment platform automatically acquires the signed big merchant list, the payment link of the big merchant is reused according to the priority rule, and thus, online trading by the small merchant is realized. The payment link sharing method has the beneficial effects that through using the existing merchant and payment channel resources of the payment service platform, the merchants which already make declaration and complete technology connection and the channels are rationally and legally integrated through the technology, and the small and medium merchants who have no ability but want to have the ability to pay can also usethe internet payment function.

Description

technical field [0001] The invention relates to network payment technology, in particular to a payment link sharing method. Background technique [0002] With the development of the Internet, Internet payment is becoming more and more popular in all walks of life. At the same time, more merchants want to put their products on the Internet for online marketing and sales. [0003] If you want to obtain the necessary online payment capabilities, you must report the relevant qualifications and industry materials of the merchants to the payment channel. After passing the review, you will carry out tedious and technical work such as technology docking and application. Many small and medium-sized merchants do not have technology R&D capabilities connect to payment channels. [0004] Aiming at the problems in the related technologies, no effective solution has been proposed yet. Contents of the invention [0005] Aiming at the above-mentioned technical problems in the related ar...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/38
Inventor 陈兆乐杨功平徐军李传有王坤
Owner 北京展鸿软通科技股份有限公司
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