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System, method and relevant device for screening users with defaulting risks

A technology for arrears users and users, which is applied in user systems, detection servers, screening users with arrears risk, and rule server fields, which can solve problems such as being unable to screen out users with arrears risks in a timely manner

Active Publication Date: 2013-06-19
CHINA MOBILE GROUP SHAIHAI
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The embodiment of the present invention provides a method for obtaining users with arrears risk, which is used to solve the problem that the existing technology cannot screen out users with arrears risks in a timely manner, so as to perform online charging for the screened users

Method used

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  • System, method and relevant device for screening users with defaulting risks
  • System, method and relevant device for screening users with defaulting risks
  • System, method and relevant device for screening users with defaulting risks

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Embodiment Construction

[0030] Since the existing methods for screening out users with arrears risk are all based on the information after the monthly payment of the billing system for screening, it often happens that the screened out users with arrears risk have already arrears, Therefore, it is meaningless to perform online charging for the screened users, that is, the existing screening scheme has a hysteresis problem.

[0031] The embodiment of the present invention proposes to extract the judgment rules that can reflect the characteristics of the arrears users according to the bills of the arrears users, and then determine the characteristics of each user according to the real-time bills provided by the billing server. When the characteristics of the arrears users included in the determination rules are consistent, it is determined that the user is a user at risk of arrears, so that users with a risk of arrears can be found in a timely manner, and this part can be billed online later. Users at r...

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Abstract

The invention discloses a system, method and relevant device for screening users with defaulting risks, used for solving the problem that online charging is carried out on the screened users because the users with defaulting risks can not be screened in time in the prior art. The system comprises a rule server and a detection server; the rule server is used for obtaining a phone bill of each defaulting user within the preset time slot of a defaulting service according to the identity of the defaulting user and the identification of a corresponding defaulting service and determining a judgmentrule according to the obtained phone bill, wherein the judgment rule includes a parameter value range of a preset parameter relevant with the defaulting service; the detection device is used for obtaining the judgment rule from the rule server, determining the parameter value of the preset parameter of each user according to a real-time phone bill provided by a charging server, and determining the user as the screened user with a defaulting risk when the parameter value of the preset parameter of the determined user is within the parameter value range of the preset parameter included in the judgment rule.

Description

technical field [0001] The invention relates to the field of computer and communication technologies, and in particular to a system for screening users with arrears risk, a method for screening users with arrears risk, a detection server and a rule server. Background technique [0002] At present, when a user uses a mobile communication service provided by a mobile operator, he usually adopts a prepaid payment method. In the existing communication supporting network, in order to avoid the cost loss caused to the operator by the user still using the mobile communication service after paying the fee, the operator should adopt the online billing method to control it. [0003] Online charging refers to the real-time charging of the user by obtaining the parameter value of the user's predetermined charging-related parameters through communication signaling when the user is using the mobile communication service. Stop providing mobile communication services to the user in real ti...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04W4/26H04W4/24
Inventor 沈尧
Owner CHINA MOBILE GROUP SHAIHAI
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