Mobile phone with electronic purse and method for automatically charging mobile phone electronic purse

Abstract

Provided is a method of automatical charging for a handset and a handset electronic purse with an electronic purse. A safe module is arranged in a SIM card or an expansion card, the handset acquires balance of the electronic purse, compares the balance of the electronic purse with balance threshold of the electronic purse, when relation of the balance and the balance threshold satisfies trigger condition of automatical charging, the handset transmits request information of automatical charging to a background charging system corresponding to the electronic purse; the background charging system receives the request information of automatical charging and confirms charging amount, deducts amount from charging account corresponding with the handset, transmits admission information to the handset; the handset transmits charging instruction to a main module according to the received charging admission information, to charge the electronic purse; the main control module wires in a safe module after changing the balance of the electronic purse according to the received charging instruction, thereby completing charging. According to the invention, when the balance of the electronic purse is lower than certain threshold, the electronic purse is automatically charged.

Description

technical field [0001] The invention relates to the field of mobile communication, in particular to a mobile phone with an electronic wallet and a method for automatically recharging the electronic wallet of the mobile phone. Background technique [0002] Since the emergence of non-contact IC card technology based on the principle of near-field induction communication, it has been widely used in the fields of public transport, rail transit and one-card due to its safety, convenience and wear resistance. When the user uses the non-contact IC card electronic wallet to pay, he only needs to put the card close to the reader to complete the transaction, and the transaction process is very fast, which greatly saves time. [0003] However, when the traditional non-contact IC card electronic wallet is used in small payment fields such as public transportation and rail transit, it is limited by its own functions and can only perform simple card swiping operations. If the user wants t...

AI Technical Summary

Problems solved by technology

[0003] However, when traditional non-contact IC card electronic wallets are used in small payment fields such as public transportation and rail transit, they are limited by their own functions and can only perform simple card swiping operations. If users want to check the balance in their cards , must be carried out through readers in places such as public transportation, rail transit, or recharge points; when it is found that the balance in the card is insufficient and needs to be recharged, it is necessary to go to the recharge network and recharge manually or through an automatic recharge machine

Since users cannot keep track of their consumption situation at any time, it often happens that when users swipe their cards, they find that their balance is insufficient and they need to recharge. However, when recharging, they often need to wait in line, which brings great inconvenience to users.

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