Block chain-based asset query method and device

A query method and blockchain technology, applied in the fields of equipment, blockchain-based asset query methods, devices, media and program products, can solve the problems of non-sharing of data, scattered assets, and complex user asset structure.

Pending Publication Date: 2021-09-21
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0003] On the other hand, a large number of institutions also lead to an increasingly complex asset structure of users, and assets are becoming more and more dispersed
Although each institution provides users with services such as total assets, total liabilities, monthly bills, and annual bill inquiries based on the data of its own system, the data among various institutions is not shared with each other. Currently, there is no unified platform that allows customers to See a general view of their personal assets, which somewhat increases the difficulty for users to manage their personal assets

Method used

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  • Block chain-based asset query method and device
  • Block chain-based asset query method and device
  • Block chain-based asset query method and device

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Embodiment Construction

[0036] Hereinafter, embodiments of the present disclosure will be described with reference to the drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0037] The terminology used herein is for the purpose of describing particular embodiments only, and is not intended to be limiting of the present disclosure. The terms "comprising", "comprising", etc. used herein indicate the presence of stated features,...

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PUM

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Abstract

The invention provides a block chain-based asset query method. The asset query method can be applied to the block chain and financial field or other technical fields. The asset query method based on the block chain comprises the steps of building the block chain comprising at least two nodes, wherein the nodes comprise a main node and at least one sub-node, and each sub-node corresponds to a financial institution; collecting a user asset data file of the corresponding financial institution through each sub-node; and signing the user asset data file through each partial node, and sending the file containing the signatures of all the partial nodes to the main node to obtain the total asset data of the user. The invention further provides an asset query device and equipment based on the block chain, a storage medium and a program product. The user can inquire personal total assets by one key through the method and the device disclosed by the invention, so that the management of the personal assets by the user is greatly facilitated.

Description

technical field [0001] The present disclosure relates to the blockchain field and the financial field, and specifically relates to a blockchain-based asset query method, device, equipment, medium, and program product. Background technique [0002] With the development of economy and society, the types and numbers of financial institutions such as banks and third-party wealth management companies and third-party payment institutions are increasing day by day. Users have more and more options for controlling personal assets. On the one hand, various asset management methods stimulate economic circulation, improve economic vitality, and provide a reasonable competitive environment to promote healthy economic and social development. [0003] On the other hand, a large number of institutions also lead to more and more complex asset structures of users, and assets are becoming more and more dispersed. Although each institution provides users with services such as total assets, to...

Claims

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Application Information

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IPC IPC(8): G06F16/27G06F16/24G06Q20/38
CPCG06F16/27G06F16/24G06Q20/3825
Inventor 黄洋胡培玥
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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