Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Method and system for providing digital currency

A digital currency and banking technology, applied in the field of computer network and computer software, can solve the problems of unforgeability, linking together, users cannot forge digital currency, etc., and achieve the effect of realizing security and unified management and enhancing security

Active Publication Date: 2021-07-02
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] 2. Non-repeatable spending: digital currency can only be used once, and repeated spending can be easily checked;
[0011] 3. Controllable anonymity: Banks and merchants cannot track the use of digital currency even if they collude with each other. It is required that the system cannot link the purchase behavior of users of electronic cash together, thereby concealing the purchase history of digital currency users. However, the issuer of digital currency Use of digital currency can be tracked;
[0012] 4. Unforgeability: Users cannot forge fake digital currency;
Using bank cards as the media limits the need to be able to identify and operate bank cards in order to use digital currency, which greatly limits the widespread use and circulation of digital currency

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Method and system for providing digital currency
  • Method and system for providing digital currency
  • Method and system for providing digital currency

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0041] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0042] In the embodiment of the present invention, the design scheme of digital currency based on cryptographic mathematics (hereinafter referred to as D-RMB) is described, and the main operation mode is that the central bank and commercial banks build the D-RMB system hierarchically. The central bank here is the issuer of the currency, such as the People's Bank of China. ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The present invention provides a method and system for providing digital currency, which can obtain digital currency flexibly and conveniently by using user terminal equipment to extract digital currency. The method includes: the user terminal sends the first request to the commercial bank digital currency system; the commercial bank digital currency system withdraws the digital currency from the account according to the amount specified by the first request; and sends the second request to the central bank digital currency system System; the central bank digital currency system receives the second request, executes the operation of the preset project according to the second request and returns an indication of successful operation to the commercial bank digital currency system, and the operation of the preset project includes the operation of the commercial bank digital currency system The extracted digital currency is operated to change the owner; the digital currency system of the commercial bank sends the extracted digital currency to the user terminal after receiving the instruction of successful operation.

Description

technical field [0001] The invention relates to the technical field of computer network and computer software, in particular to a method and system for providing digital currency. Background technique [0002] Digital currency is a currency that converts cash values ​​into a series of electronically encrypted serial numbers. The security of the currency itself depends on cryptographic algorithms for protection. In terms of cryptographic algorithms, the security of digital currency systems involves symmetric ciphers, asymmetric ciphers, message digest algorithms, and identity-based cryptographic systems. In terms of system implementation, the overall security of cryptographic systems, the selection of cryptographic algorithms, and cryptographic algorithms must be deeply considered. The implementation of algorithms, the design of interactive protocols, the compatibility of international and domestic standards, etc., ensure the security of digital currency transactions. [000...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/06G06Q20/10G06Q20/36G06Q20/38G06Q20/40G06Q40/02
CPCG06Q20/065G06Q20/105G06Q20/367G06Q20/3825G06Q20/4014G06Q40/02
Inventor 姚前李会锋温信祥李连三王栋兵刘浩赵欣唐晓雪刘文舒
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products